Thirty- and 15-year fixed mortgage rates today surged higher. Also, appraisal values were lower than owners’ estimates in January. Find out why.

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Mortgage rates ; Refinance rates. New appraisal code causes chaos.. if the appraisal doesn’t support the sales price or derail a loan refinance if the appraisal results in a higher loan-to.

This final rule establishes new housing goal levels for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, the “government sponsored enterprises,” or the “GSEs”) for the.

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Mortgage Rates Surge to Highest Since 2013. By Andrea Riquier. The 15-year fixed-rate mortgage averaged 4.02%, up from 3.94%.. cash-out refinances as a share of the total refinance.

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The increase in the Mortgage Bankers Association’s seasonally adjusted report was largely due to a 9 percent weekly jump in applications to refinance. Lenders suddenly have a strong sales pitch, now that rates are significantly lower than they were a year ago.

It could be because loan officers sang a similar tune earlier this year, when mortgage rates hovered at around 7 percent for a 30-year mortgage. That was 1 percentage point to 1.5 percentage points lower than they were in the spring of 2000 and prompted a surge in refinance activity in the first few months of the year by people who had taken.

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Mortgage Refinance Guidelines And Top Reasons And Benefits Falling Mortgage Rates Generate Surge of Potential Refinance Candidates – Appraisal Buzz The Calm Before the Climb – Appraisal Buzz – By Donna Joseph What does stable mortgage rates for the past week mean for homebuyers? A Freddie Mac’s report finds out.

With rising mortgage interest rate, refinancing your home loan may not be beneficial to some. However, there are many people who can still benefit from refinancing their mortgage today. Learn more about the top candidates for a mortgage refinance.