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Unlike government-insured loans, with HomeReady, borrowers may have the option to cancel their mortgage insurance once their home equity reaches 20%. This can result in lower monthly payments down the road *Restrictions apply.

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The Commercial Brokers Association (CBA) is a member owned cooperative providing commercial real estate multiple listing services to its members since 1977. CBA is committed to the mission of providing members with current commercial listing information and to help increase their productivity.

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Visit Important Information to access Product Disclosure Statements or Terms and Conditions which are currently available electronically for products of the Commonwealth Bank Group, along with the relevant Financial Services Guide. Loan applications are subject to credit approval.

Credit Plus offers mortgage verification services to residential mortgage lenders so they can make more informed business decisions. Credit Plus offers mortgage verification services to residential mortgage lenders so they can make more informed business decisions.

This service is provided for the sole purpose of showing the applicable area median income (AMI) for each applicable census tract. Lender may use the AMI limits for purposes of determining income eligibility for HomeReady or other loans that have AMI requirements.

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